Choosing the right insurance policy, are you paying for what you actually need?

When it comes to choosing an insurance policy that’s right for you, it’s important to take into consideration a number of things. Price will (of course) be a significant factor, but you really need to consider what you’re going to get for your money.

Are you paying for what you actually need? Will you have the backing of a reputable company that really understands your requirements - and can they offer the right advice on the right product(s) for you? Moreover, do you have the chance to discuss, personally, your insurance needs with a professional insurance advisor in your own language?

The insurance market is now more competitive than ever before, so it’s not surprising that consumers are increasingly looking for more competitive and innovative packages that can be tailored to their own circumstances. Leading expat insurance provider, Liberty Seguros, understands this, which is why they continues to innovate their range to be able to offer products that can be personalised to suit customers’ real needs.

Liberty Seguros also understands that in this current climate, price is without a doubt a mitigating factor; and it is proud to be a competitive player in the expat insurance marketplace.

Furthermore, it regularly offers fantastic deals, not only to new customers, but also existing customers to reward their continual loyalty. This is not something that every insurance provider out there does!

For example, from now up until 24th November 2022, existing clients with Liberty Seguros will receive 60 euros Cashback on each new policy that they take out. New clients can make great savings too, with 30 euros Cashback on their first Life, Home or Car policies and 60 euros Cashback on subsequent new policies thereafter*.

This means that if you take out more than one product with Liberty Seguros, apart from having the peace of mind of having it all under one company, you will always save more!

Best of all though, their competitive products now come with more benefits and advantages than ever before!

Car policies:
As an example, you don’t need to declare your vehicle accessories with Liberty Seguros Car policies. All your car’s extras are covered as standard, for free, if they have been fitted by the vehicle’s manufacturer.

Car policies also include a courtesy car for up to 45 days or 35euros per day for taxis. You can also choose your own repair garage and, in the case of total loss or theft, you can get up to 30% compensation on top of the list price.

Home policies:
When it comes to Home policies, customers can now add Optional Packs to suit their individual requirements too. For example, you can get compensation for additional water costs due to a broken pipe up to the value of 1,000 euros; and up to 600 euros per claim/year to help with the unblocking of pipes.

Surveillance can also be provided for up to 72 hours for a home that has been left unprotected after a robbery and you can have cover for garden furniture even when it has been damaged by adverse weather conditions.

Life policies:
With regard to Life policies, the covers and optional extras are extensive as well. For example, you have the option of taking out Level Term Life Insurance with no premium increase for 10 years, guaranteeing the same death benefit and the same level of payments for the full length of the term.

Amongst others, optional extras for Life policies include extended cover for repatriation to any country; and, if you have children under the age of 18, beneficiaries can receive double the insured capital in the event of the death of both spouses in the same accident without having to take out an additional policy.

LIBERTY SEGUROS really does have you covered and always has your real needs in mind, so it’s not surprising that it is still the expat’s preferred insurer in Spain. It offers peace of mind with its wide range of products and provides you with all the necessary tools to keep you, your loved ones, and your assets safe and secure.

To find out more, why not speak to one of the more than 300 qualified expatriate brokers and agents and explain your individual needs? They are available to provide friendly, tailored, and expert advice about the best covers and options to suit your specific circumstances in Spain.

For the location of your nearest broker/agent, simply visit www.libertyexpatriates.es or call 91 342 25 49.

* Conditions and minimum premiums will be applied.